Excellent earnings reportEQB's Q4 earnings were the best ever. Earnings per share up 29% to $4.13/sh, $3.98 adjusted. That's a run rate of about $16 a year. Share price of $124 is only about 8.5 times that. This one and GoEasy are two very rapidly growing financial companies trading at very cheap multiples. Per the news release - "momentum has continued into 2021 as account openings are increasing by the hundreds every day." Their digital platform means their costs are significantly lower than for the big banks, and their ROE is superior. The dividend can't be raised yet due to covid rules imposed on regulated banks from OFSI, but I would expect a sizeable bump once that rule is lifted.