RE:Its a startOkay , l will take a flyer , after saying Adios. There is a lot to be said for this Harvest all in one ETF. l like most of the composition especially the inclusion of HLIF . The drag appears to be HTA , a sector down about 50%. Its too late to sell it and deploy elsewhere as in my opinion it is near rock bottom and any sort of recovery would be meaningful to the shareprice.. My only suggestion is Harvest missed the boat in not having their Energy ETF included as well or replacing the Tech one. l put more faith in a commodity that will be around long after my demise and l find Tech , over promoted , poor dividends, Why not have both but if an either or , then dump Tech for the foreseeable future.. The mgmt could in my take as a little more hands on and nimble , responding to current market sentiment. Now Cansiamcyp , Doc or anybody else please jump in. Thanks.