Everyone please read The net asset value of a fund is if you add up the total value of a fund's assets and divide it by the number of shares outstanding, you'll get the fund's net asset value per share. By contrast, market value is determined by traders in the financial markets. Just so you all know, the net asset value today was at $4.12. Did we all panic that we were no where near the net asset value? No. We will be fine....everyone exhale.