RE:RE:RE:RE:RE:I am selling all my shares and retiring........Yes 69 I'm coming to the conclusion that I will just switch the registered accts to RRIFs. Like you say it doesnt seem to be too much of a differance between the two. No top limit on withdrawls and I do have over 5 years before deadline and plenty of cash and pensions etc and this way I dont have to ever put up any shares for the flippers and bashers to get their meathooks on.