RE:Don't want to be a downer
You're not the only geezer here ;-) We're like Wall Mart greeters roaming the stock boards! hahhaha
Only close to sure thing these days is 1.35% with Manitoba Credit Unions. If you don't have enough cash and assets to make it throught to 90 yrs old, might as well start eating greezy burgers with biggy fries in extra poutine sauce now and pop off early - lol
But I jest, (sort of) - I've actually had this train of thought myself, but fortunately realestate has worked out very well for me and I seem to do ok in markets. I would not expect much in the way if Divvy's for some time but tossing stocks around can make up for lack of interest income if you're dilligent and can stomach trading and your eyes are still working - lol
Best of luck to you! And stay away from the Poutine, you can hear your arteries slamming shut with each bite.