Yes, everyone wants to deal with an out-of-date PSD2 outfit" As you can see, there are many aspects of PSD2 that need to be revised for the regulations to keep up with the payment industry’s developments. The consultations published in May are a big step toward an updated directive, making it safe to assume that the draft of PSD3 could be published already in early 2023. " Why pay money for something already becoming obsolete ?