There are three groups of people here.
Group 1 = they follow the company, have done DD, understand some things are out of the companies control but continue to hold as they know this is a multiple unicorn company and PSD2 validates that (group 2 and 3 said it wasn't coming... oops
Group 2 = the day trader who is unable to recoup losses due to Steve's unorthodox ways. This group got in hoping to make a quick buck and are so blinded by the recent blip on the radar their rational is out the window and emotions have completely taken over...not good.
Group 3 = my favourite group of simpletons. Paid or not paid bashers who spend all their days preaching how Steve won't get a bank licence (he did), oops change the narrative, Steve won't get the top 40 (he will). In short all a mute point as anyone with a brain can see.
question is, what group are you in? Pick one and shut the f up and let the man do the work. Thank me later.