RE: crisis? what crisis? I agree to most of that. Money in the bank is worthless. Every day I figure that same comment. I hate banks. They take your money and invest it at 15-75% and we get maybe 1/2% back. It's BS. I bought at .52 last time and now I am in again (which I can't believe) at .53. The fundamentals of this company are there. Does it take time to grow, yes, but where are you going to get (and I'll go out on a limb here) minimum 100% on your investment? I believe that this is very modest. I use the 100% very loosely, perhaps maybe 4 times that in the not too distant future. This company is hitting the UNBANKED. Soon I hope to be one of those people. In my very humble opinion, I think that the banks will see this and want a part of it. Selectcore will be taking a lot of business away from them. All in my opinion. Cheers and see you around .80 to a buck soon.