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Axis Auto Finance Inc T.AXIS

Axis Auto Finance Inc. is a Canada-based financial technology company. The Company is a financial technology lender, providing alternative used vehicle financing to consumers located in Canada. Through its direct-to-consumer portal, DriveAxis.ca, customers can choose their next used vehicle, arrange financing, and get the car delivered to their home. In addition, the Company focuses on business to business (B2B) non-prime auto loan originations by delivering advanced technology solutions and superior service to its dealer partner network. The Company's subsidiaries include Axis Auto Finance Services Corp., Axis Equipment Finance Inc., Cars on Credit Financial Inc., Trend Financial Corp., and Axis Auto Finance Lending Corp. Its Axis Equipment Finance Inc. provides commercial equipment leasing and financing solutions.


TSX:AXIS - Post by User

Post by LendingGuruon Jul 16, 2018 11:21am
271 Views
Post# 28321077

Axis - Roll Up Strategy Well Underway

Axis - Roll Up Strategy Well UnderwaySee attached Canaccord report. Looks like Axis Auto Finance is an up and comer that has not yet hit the radar screens of major investors. They are consolidating the fragmented subprime auto lending space, a space where economies of scale is the key to success.

Summary Below:

- Axis Portfolio has quadrupled as a result of recent acquisitions - growing to a $120mm portfolio. Market Cap is only ~$65mm.
- Fragmented sub-prime auto lending space across Canada presents further opportunity for Axis to add to the roll-up strategy. With Todd Hudson, former Element Financial COO, sitting as CEO, funding is likely not an obstacle. 
- Historical takeovers in this space are 4x NAV whereas the entities acquired by Axis were priced at 1.4x to1.8x. Likely further acquisitions would follow similar accretive value.
- Management expects a global footprint by the end of 2018 and to secure low cost funding from a syndicate of banks in the near term, a potential ~2x multiplier on net income.
- Insiders own 30% and have been buying in recent weeks!

I wouldn't be surprised if this is blue chip TSX stock paying significant dividend within a couple years. Thoughts?

https://canaccordgenuity.bluematrix.com/sellside/EmailDocViewer?encrypt=1f4ec6c4-070e-4e38-89a3-ae8eb3a136c4&mime=pdf&co=Canaccordgenuity&id=ilja@axisautofinance.com&source=mail


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