AR and provisionHey guys, I don't post much on here am a follower of this board and have held most of my shares since the spin out from PHM. I am trying to better understand what us currently my best performing holding. I have a question that relates to the AR provision. Per the financial stmts total AR is 17.5M and the provision is 5.8M for a net AR of approx. 11.7M. The provision is 33% of AR. Why is it so high? Further, when i read the credit risk section of the MD&A, it notes that 60% or 10.5 M of AR is for Medicaid and Medicare. The note states there is very little credit risk for this as it is government. Should I be reading this to say that the bulk of the provision then is related to non medicaid/medicare customers? If so that means that of the majority of the non government AR of 7m (17.5-10.5) is covered by the provision of 5.8M. Meaning that mgmt expects to not collect 82% of non government AR? This seems way too high. Can someone explain what I am missing? Apologies for my lack of knowledge on the subject.