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Sagen MI Canada Inc T.MIC


Primary Symbol: T.MIC.PR.A

Sagen MI Canada Inc. is a Canada-based company, operating through its wholly owned subsidiary, Sagen Mortgage Insurance Company Canada, doing business as Sagen, which is a residential mortgage insurer in Canada. The Company provides mortgage default insurance to Canadian residential mortgage lenders, making homeownership accessible to first-time homebuyers. It has built a broad underwriting and distribution platform that provides customer-focused products and support services to Canada’s residential mortgage lenders and originators. The Company underwrites mortgage insurance for residential properties in all provinces and territories of Canada and has the market share among private sector mortgage insurers. The Company’s products and services include Homebuyer 95 Program, New to Canada Program, Investment Property Program, Family Plan Program, Second Mortgage Program, Progress Advance Program, Energy Efficient Housing Program and Purchase Plus Improvements Program.


TSX:MIC.PR.A - Post by User

Comment by shawshank2on Jul 06, 2020 6:07pm
258 Views
Post# 31231056

RE:RE:Market is slow

RE:RE:Market is slow
argon12 wrote: Would anyone know what an acceptable default rate on this type of business?
I guess the biggest concern is once the govt cheque's end in fall, what will the state of economy be in.
I was surprised by the high request from consumers asking for mortgage deferrals. I believe the CEO. Of Brookfield said that things will get cheaper in 3 months and then even cheaper in 6 months. I think he was referring to buying businesses but I think it really applies to real estate as well.



If you closely review the jobless claims in canada the majority are from non mortgageable professions mainly service industry etc. Management has been able to be selective on their clients for many years a curb high risk accounts. As well cmhc new rules will allow for a great increase in business as i feel many mortgage professionals will shun cmhc and rightly sl
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