RE:Morons will blame the boggey man ...anything to justify I don't think you bought your house or condo for cash, you had to borrow that money and probably financed it for 25 years. Generation is going to do the same thing the only difference is they will pay it back the mortgage in 2.3 years. I don't think your comment that we are morons is warranted. I think my investment was made with a clear intelligent mind on the resources in the ground.