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AmeriTrust Financial Technologies Inc V.AMT

Alternate Symbol(s):  PWWBF

AmeriTrust Financial Technologies Inc., formerly PowerBand Solutions Inc., is a Canada-based financial technology (fintech) provider in the automotive industry. Its integrated, cloud-based transaction platform facilitates transactions amongst consumers, dealers, and funders. The Company has commercialized a Fintech automotive-based software platform that specializes in auto leasing and is the operator of Drivrz Financial, a financing marketplace enabling lenders and consumers to finance vehicles in the United States. Drivrz Financial platform offers a leasing alternative for used vehicles through its technology and lease structure. The Company’s transaction platform is being made available across the United States of America. The business units operated by the Company is Drivrz Financial Holdings LLC (DrivrzFinancial), D2D Auto Auction LLC (DrivrzXchange), and IntellaCar Solutions LLC (DrivrzLane).


TSXV:AMT - Post by User

Post by freedom45on May 03, 2022 7:27am
269 Views
Post# 34650286

Fins

Fins

2022-05-03 07:15 ET - News Release

 

The Company has included amended disclosures in its management discussion and analysis ("MD&A") for the year ended December 31, 2021, to address comments received from the Ontario Securities Commission following a review of the Company's continuous disclosure, including its MD&A for the Interim period ended September 30, 2021 ("Q3 MD&A"). See "Continuous Disclosure" below.

  • Reports Q4 2021 revenues of $7,097,821 compared to $1,426,851 for Q4 2020

TORONTO, ON / ACCESSWIRE / May 3, 2022 / PowerBand Solutions (TSXV:PBX)(OTCQB:PWWBF)(FRA:1ZVA) ("PowerBand" "PBX"or the "Company"), a comprehensive e-commerce solution transforming the online experience to sell, trade, lease, and finance vehicles, is announcing that it has filed its Consolidated Financial Statements and Management's Discussion and Analysis report for the years ended December 31, 2021 and 2020. These documents may be viewed under the Company's profile at www.sedar.com.

The Company has reported an increase in revenue of 397% in the fourth quarter of 2021 as compared to the fourth quarter of 2020. The revenue for Q4 2021 was adjusted for claw back provision to accommodate any customer being in a payment default. Adjusted EBITDA loss for the fourth quarter of 2021 decreased by $1,501,672 or 46% as compared to the fourth quarter of 2020.

The revenues for the fiscal year 2021 increased by $20,908,866 or 690% as compared to fiscal year 2020. The revenue for the fiscal year 2021 was adjusted for claw back provision and capitalization of software development charges that was previously recorded as revenue. Adjusted EBITDA that is determined after adjusting for non-cash and one-time costs has improved from loss of $8,792,118 for fiscal year 2020 to $5,838,780 for fiscal year 2021.

Cash on hand at December 31, 2021 was $6,367,533 compared to $1,403,213 as at December 31, 2020.

PowerBand Solutions Inc., Monday, May 2, 2022, Press release picture

Subsequent to the year end, the Company has introduced to the US market the DrivrzLane marketplace and DrivrzXchange auction platform which is expected to generate revenue from Q2 2022.

Continuous Disclosure

Further to a review by the Ontario Securities Commission's Corporate Finance branch (the "OSC" or "Staff") of the Company's continuous disclosure records, the Annual MD&A includes amended disclosure compared to the Company's Q3 MD&A. Such amended disclosure is being included in the Annual MD&A to address comments received from the OSC on the Q3 MD&A and to improve the Company's disclosure. In particular, the Company has included additional disclosure in the Annual MD&A regarding:

  • Description of the Company's current and anticipated business operations;
  • Discussion of variances in each revenue streams;
  • Clarification of the Company's ownership percentage in Drivrz Financial Holdings LLC;
  • Clarification of certain disclosures on the Investor Deck presented on the Company's website;
  • COVID-19 disclosure as it relates to the impact on the Company's business and on the automotive industry.

Kelly Jennings, CEO and Founder of PowerBand Solutions states "We are continuing to dynamically manage our business while remaining focused on executing against our business strategy to drive long term growth. While we have delivered outstanding performance this past year, our new targets indicate we have many more opportunities to increase revenue and reduce costs."

About PowerBand Solutions, Inc.

PowerBand Solutions Inc., listed on the TSX Venture Exchange and the OTCQB markets, is a fintech provider disrupting the automotive industry. PowerBand's integrated, cloud-based transaction platform facilitates transactions amongst consumers, dealers, funders, and manufacturers (OEMs). It enables them to buy, sell, trade, finance, and lease new and used, electric and non-electric vehicles, on any phone, tablet or PC connected to the internet. PowerBand's transaction platform - being trademarked under DRIVRZ™ - is being made available across North American and global markets.

For further information, please contact:
Kelly Jennings
Chief Executive Officer
E: info@powerbandsolutions.com
P: 1-866-768-7653

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