MR DNo apologises necessary.I am about your age and touch wood my only interaction with Hospitals was having my tonsils removed when l was 18 months old , so l can't even begin to think what you are going through. I too appreciate your input and l enjoy our conversations regarding investment ideas and FTN particularly . I own EIT as well but never BK .With about 48% of my money deployed in FTN and some of my other things having financial exposure l am right now really overweight for me in this sector , but as of now it works. You take care now.