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Canadian Banc Corp T.BK

Alternate Symbol(s):  CNDCF | T.BK.PR.A

The Companys investment objectives are (i) to provide holders of Preferred Shares with cumulative preferential floating rate monthly cash dividends at a rate per annum equal to the Prime Rate plus 0.75%, with a minimum annual rate of 5.0% and a maximum annual rate of 7.0% (ii) to provide holders of Class A Shares with regular floating rate monthly cash distributions targeted to be at a rate per annum equal to the Prime Rate plus 2.0%, with a minimum targeted annual rate of 5.0% and a maximum targeted annual rate of 10.0% and (iii) to return the original issue price to holders of both Preferred Shares and Class A Shares at the time of the redemption of such shares on December 1, 2012.


TSX:BK - Post by User

Comment by deisman03on Apr 12, 2023 3:23am
153 Views
Post# 35389952

RE:RE:RE:RE:RE:BK new issue candidate

RE:RE:RE:RE:RE:BK new issue candidate
SueBee2772 wrote: It also went from June 2022 to January this year without additional offerings, which was 6 months. I personally think you're just trying to lower the price.


Not sure whom you're referring to here but I'm more worried about the price dropping to a poind where I've lost all of my capital gains as well as the distributions and eroding my adjusted for inflation principle. 

That's why I don't purchase these units specifically for the distributions. It has nothing to do with being "safe" or able to pay their varying rate, but maintaining a decent income without principle erosion. 

Trading in and out only takes half an hour or so, by the time I've divested the units in my different accounts and seeing as I've been retired for over 15 years, time is something I'm not overly worried about. 

As often as not, but not guaranteed, my swing trades pay much better than buying and holding for distributions. 

I have other investments, such as EIT.UN that pay a fixed amount each month and at my purchase price, the percentage paid is as good as BK or better, depending on the month. 

BK is a good investment vehicle. Most of the banks in it are heavily loaded up with household type mortgages, but only around 3% of commercial mortgages/leases. Only one bank, I believe CM has appx 30% commercial holdings at risk. 

This has been a long drawn out process that will lead to some sort of recession and by the time I sold off all of my BK, around 13.75, the last time I had made a full year of distributions by trading the swings and still retaining 100% of my principle. 

It would be nice if I could do that every time, but I'm not that astute and NO, I don't want to lower the price, not that it would be possible by commenting on this site or any other. 

GLTA the good folks here

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