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Laurentian Bank of Canada T.LB

Alternate Symbol(s):  LRCDF | LAUCF | T.LB.PR.H

Laurentian Bank of Canada (the Bank) is a Canada-based provider of financial services to its personal, commercial and institutional customers. The Bank operates in Canada and the United States. Its segments include Personal Banking, Commercial Banking and Capital Markets. The Personal Banking segment caters to the financial needs of retail clients. The Commercial Banking segment caters to the financial needs of business clients across Canada and in the United States and provides commercial banking, real estate financing, and equipment and inventory financing. The Capital Markets segment provides a range of services, including research, market analysis and advisory services, corporate underwriting for debt and equity, and administrative services. The Bank's clients can access its offering of financial advice, products and services through a network of branches in Quebec. The Bank offers a digital direct-to-customer platform to all Canadians. The Bank has approximately 57 branches.


TSX:LB - Post by User

Post by Investing4Lifeon Aug 20, 2023 4:39pm
311 Views
Post# 35597092

What I'm looking for this week and next

What I'm looking for this week and nextWe will probably find out what's going on in the next ten days. LB's deadline for a deal is supposed to be the end of the month. 

It's entirely possible that real information will trickle out in the coming days.

With all due respect to everyone on the site, here's what I will be looking for (and sharing), ranked.

1) A news release from LB and/or an acquirer
2) Stories from credible news organizations quoting multiple sources (these stories must be about the strategic review process, not general rants about LB's operations or track record)
3) Informed comments from analysts who closely follow Montreal companies and/or Canadian banks

Here's what I will be ignoring.

1) posts that say since there is no news there must be nothing happening. That's a little like going to the airport 10 hours before a flight is supposed to land and saying since no one can see the airplane ... it's not coming
2) sweeping statements declaring there is or is not a deal without any reference to new facts, news reports or analysis
3) posts that deal in insults instead of information. 

Here's what I think right now.

1) something happened to triggered the strategic review. I'm thinking it was a bid or an expression of interest from a potential buyer (as reported by the Globe). The other possibility is that the board decided the turnaround had poor prospects. Either way,  LB wouldn't have started this process for no reason.
2) There is no guarantee of a deal. A low ball bid couild easily be rejected. The CEO may be arguing for more time to make her turnaround plan work.
3) On the other hand, it takes just takes one bidder who wants to move on a rare opportunity to buy a Canadian bank to make a deal. So while it's interesting to hear that some institutions are out ... it doesn't decide anything. Also, it takes just two players to create a biding war. 

I have no agenda here beyond wanting to know what's going on.

Good luck to all.


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