RE:RE:RE:RE:Jackson, Hole that isHalf the homes in the USA don't have a mortage. Nearly 40 percent of the work force earns 100000 a year and over. Plus, the baby boomers hold the majority of wealth now. In North America, because of an unprecedented amount of money, being injected into financial and real estate markets . Never before in human history, has the population of a country, has had this much power and influence over the government. If you're in the business of population control(government), can you allow this much wealth, to be transferred to the next generation? Can you have a large swath of the population, that are relatively young. Have no mortgage or minimal payments? Can business have this much control over government with the massive profits they are making and employing so many people? I believe the answer is no . And that is why they will continue to raise rates. This wealth needs to be destroyed, in their eyes.