OldbutwiseI have liked Jeremy since the first time he posted on UMAX and then on ENCC and yes he is thoughtful and considers all options. However l do not feel he was disrespectful in any way regarding the Mouse. He gave him a big thumbs up for being the mathematician and numbers guy he is , and so do l. But that does not qualify as been a genius or in anyway having a crystal ball regarding future market trends. There is no doubt considering this board that , yes he is an influencer and his calls of a suspension of divs in Nov and probably Dec were totally wrong and those who took that wrong advice now have a choice , buy back in or stay out. Things in the Banking sector and our economy are improving , even if it is a slow grind North. The North American Central banks have done everything to create unemployment lossof homes and food banks , but it would appear that those government lackies with great pensions might be relenting , especially as the Dems and Biden think they deserve another term. We have seen this scenario over and over again , stick it to the voters but a year in advance of getting reelected remove the contraints give them everything and promise the world , and time after time those same voters with poor memorys buy into that BS. I expect a renaissance in the Banking sector especially in Canada and l will say this , however controversial , your genius for all his excellent NAV work never once apologized for his calls that he knew would effect his groupie followers.