Split funding.You are correct , but calling noninvestors Idiots was a little hard to say the least.I prefer to saying that majority of investors out there are either unaware of Split funds or do not understand the structure , or finally are dubious as many Splits are not paying those juicy divs , unlike FTN who if l remember rightly only missed two in the early COVID period. I notice that you like FFN as well , same holdings as FTN but far more volatile and other than this month have missed a number of Dividends. Personally l wouldn't touch them , as l prefer consistency and will take a smaller dividend that is far more reliable. Cheers.