E xpierencedGood to hear from you and l completely agree with your concerns about this or any Split Fund. I to have thought long and hard about the prospects as l said , it would seem Clowns are running the Show and dispite what l would hink are Emails sent to them by shareholders concerning their lack of timely info , or promotion .l reiterate a great product regardless of the dunces at Quadravest. I also thank the Mouse for his daily info as right now 60% of my portfolio is into FTN and every dividend reinvested , That's one reason l look at Mousermans daily NAVs so l don't get caught off guard , though l have no concerns about the Canadian Banks , l always consider the whole sector been tainted by American lack of regulation and recklessness.Like you l remember 2009.As a matter of interest to you , the rest of my portfolio is invested 2\3 Rds O and G , one third in Utilities.I am starting to add extra money in the Utilities as compared to others they are very unlikely and undervalued but if us poor Canadians ever see an interest rate cut , and l mean more the 1\2 of 1% then the Utilities should bounce back, Bigtime.Cheers EX