RE:RE:Some Warning SignsI can't speak for the US banks with their wild west investing and regulation world , but my take is a decline in interest rates by the Fed and BOC intent on damaging our economies will abate and ease these provision concerns.As in the past , all those who subscribe to panic then sell up and put your money in the Prefs , recommended more than once , or just exit completely and perhaps invest in some solid venture like Cannabis.Or AI and no doubt when you are down a bunch you can buy back in to FTN at much higher valuations.Thats my view on the impending positives for our first tier banks and insurance cos and l am not worried much about our American cousins since the 5 we own are some of the best that unregulated OK Corral have to offer.Of course it is each to their own You can always invest in buying high , selling low then buying back in, with higher prices.Thats text book for losing money..