DeismanI have only owned FTN , my first split for a relatively short time , but lately , especially since the Trump win , it has performed magnificently .I agree with Toppicks , you do sound bearish but to your credit you said do your own DD and it's your money , so it's your call. In my considered opinion the Banks are the cornerstone of any countries economy , so if you don't trust them , then exactly where are you investingyour FTN proceeds. According to Mouserman , God bless him he said we are currently trading at a 6 percent plus discount , unlike so many , possibly over valued stocks with some never showing a profit and definitely no dividend.In my opinion you are wrong in your call , yes it could pull back and yes a Global War could break out in the Middle East or that disgusting country led by the Putin regime.If that was to happen , your money and investments along with the rest of us aren't wotprth the price of a loaf of bread.Take a profit by all means to bail completely shows you are a trader not an investor and are prone to moments of panic investing decisions.