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Bullboard - Stock Discussion Forum LAKE SHORE GOLD CORP 6.25 PCT DEBS T.LSG.DB

TSX:LSG.DB - Post Discussion

LAKE SHORE GOLD CORP 6.25 PCT DEBS > $90 million debt - Silver lining
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Post by Golfcar72 on Aug 21, 2012 12:35pm

$90 million debt - Silver lining

What's interesting with the new debt is it the timing of the redemption.  I think that LSG believes they are pulling a fast one on the market.  The bonds are not convertible until 9/30/15 (three whole years), but LSG also has the option to redeem the outstanding principal and interest on that same day.  Given the duration of the bonds is through 9/30/17 (final maturity), a rough amortization schedule would have about $42 million remaining on the principal & interest at that time ($39.3 principal, $2.4 interest)

Essentially what they are doing with the debt is $50 million of $90 million is being used to pay off the existing credit line and extend the duration, customizing to their own cash flow needs and income stream from the ramped up production.  Its an effective "matching" of revenues and expenses, creating a more linear relationship.  The remaining $40 million is their "kitty", which will be used to retire the debt in three years at the conversion point.  Does that make sense?  LSG pre-financed the retirement of the own debt they are issuing by increasing the size to $90 million.  Thus, it basically becomes a filing contest - first to file wins (perhaps, I'm not completely sure on this aspect?).   LSG avoids dilution and gets an extension on their payment at a lower rate.

In all, this actually is a good (and neutral) financing, assuming they can pull the trick of retiring the debt before the holders convert to share.  Probably why the share price is rebounding some quickly, as people are analyzing this debt issue and realizing what its' function is.  The interesting trick to see happen will be the redemption - who gets their papers in first!!

Comment by basemetal on Aug 21, 2012 1:33pm
Are you sure ?  You say that "a rough amortisation schedure would have $42M remaining" when the company may choose to redeem the debenture. But surely the full amount of the debenture will remain.  There is no prior reduction of the debenture by "amortisation" .Of course the debenture holders will likely choose to convert to common shares at that time, for they will ...more  
Comment by basemetal on Aug 21, 2012 1:36pm
I should have added "I think', for i am no accountant nor qualified to advise.
Comment by goldhappy on Aug 21, 2012 5:59pm
Golfcar...your way over my head. I know you are an expert on finacial matters. I rated you a great big "5". Sounds very logical the way you have explained your thoughts.
Comment by basemetal on Aug 21, 2012 6:30pm
"The bonds are not convertible until 9/30/15" Could you please quote the sentence that contains that.  I thought Convertible Debentures are convertible as soon as they are issued.  It is their redemption that is permitted only after 9/30/15, (and only subject to conditions specified).
Comment by Nomad3 on Aug 21, 2012 6:46pm
from the news release     The Debentures will be convertible at the holder's option into common shares of the Company at a conversion price of C$1.40 per common share. The debentures will not be redeemable prior to September 30, 2015. On and after September 30, 2015 and prior to maturity, the Debentures may be redeemed in whole or in part from time to time at the Company's option ...more  
Comment by basemetal on Aug 21, 2012 7:03pm
"The Debentures will be convertible at the holder's option into common shares of the Company......"   The holder can decide when to convert.  The company can redeem only when and as permitted by what follows: "The debentures will not be redeemable (i.e by the company) prior to September 30, 2015. .........." 
Comment by Golfcar72 on Aug 22, 2012 12:24am
There's a few moving parts here that I'm trying to sort out... 1) The holder's option is not exercisable until September 30, 2015. This is the same day that LSG has the right to redeem the bonds. Neither party may take action prior. This is in the Aug 17 press release, to aleviate confusion. For some reason this release is not on the website. 2) The conversion is at $1.40/share. My ...more  
Comment by basemetal on Aug 22, 2012 10:51am
Thanks Golfcar. You insist that the holder's option is not exercisable until Sept 30th 2015 and state that this is in the Aug 17th press release which you quote at full length.  I do not see it.  I DO see this:   "The Debentures will be convertible at the holder’s option into common shares of the Company at a  conversion price of C$1.40 per common share. "   ...more  
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