Rhode Island small-business owners will soon be able to offer their
employees more health plan benefit options to meet their individual
health and financial needs.
UnitedHealthcare’s Multi-Choice will enable employers to select multiple
plan options from 18 different medical plan designs, each with different
coverage levels, deductibles and premiums. Employers define their level
of financial contribution and give employees the choice to pick the plan
that best meets their unique needs. Plan options include traditional
benefit designs with various premium, deductible and coinsurance levels;
consumer-driven designs paired with a health savings account (HSA); and
health plans that add specialty benefits, including dental, life,
disability and vision coverage.
Multi-Choice will be available June 1 to Rhode Island businesses with up
to 100 employees.
“Many small businesses want to continue offering health benefits to
their employees, and with UnitedHealthcare’s Multi-Choice exchange plan,
they no longer need to feel limited in the benefit options they can
offer to address their employees’ unique needs,” said Stephen Farrell,
CEO of UnitedHealthcare of New England. “UnitedHealthcare will continue
to develop plans to provide Rhode Island employers and their staffs with
the broadest choices.”
Multi-Choice plan participants will have access to UnitedHealthcare’s
wellness and disease management programs, 24/7 access to OptumHealth’s
NurseLineSM, and a national network of more than 800,000
physicians and other care providers and 6,000 hospitals, including 13
hospitals and more than 3,800 physicians and other care providers in
Rhode Island.
Plan participants also will have access to UnitedHealthcare’s
consumer-friendly online tools such as myHealthcare Cost Estimator and
myClaims Manager that provide plan customers the information they need
to make more informed benefit and care decisions.
“One of the main tenets of the Affordable Care Act is to provide choice
to individuals and small businesses when it comes to health plan
benefits and pricing,” said William Delmage, president, WD & Associates,
Inc. “The ability to select multiple plan designs through Multi-Choice
will be an attractive and cost-effective option for many small
businesses.”
With the addition of Rhode Island, Multi-Choice will be available in 29
states. For more information on Multi-Choice and other UnitedHealthcare
benefit plans, visit www.uhc.com.
About UnitedHealthcare
UnitedHealthcare
is dedicated to helping people nationwide live healthier lives by
simplifying the health care experience, meeting consumer health and
wellness needs, and sustaining trusted relationships with care
providers. The company offers the full spectrum of health benefit
programs for individuals, employers and Medicare and Medicaid
beneficiaries, and contracts directly with more than 800,000 physicians
and care professionals, and 6,000 hospitals and other care facilities
nationwide. Globally, UnitedHealthcare serves more than 45 million
people in health benefits and is one of the businesses of UnitedHealth
Group (NYSE: UNH), a diversified Fortune 50 health and well-being
company.
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