RE:50K tradedThis is why a company like First National is a better choice. They've been paying annual special dividends for consecutive years and currently pay a dividend with a 4.8% yield paid monthly. Their earnings have been awesome and I'm anticipating this Q4 report to be stellar. Home prices and sales volumes for Canadian real estate have been skyrocketing which means more loans and higher loan amounts for each mortgage. I think we're going to see them have an amazing Q4 report. Q1 for 2021 will likely be even better as sales volumes and home prices continue upwards. It's a no brainer.