BY the way DF preferred rate is higher than DFNMight explain some of why DF hasnt kept up with DFN. IN dec 2019 DFN and DF both raised their preferreds rates, but DF got jacked up to 4.792 cents monthly from 4.375 and increase of about 9.5 %. DFN preferred rate got moved higher on that same date, but the change was smaller from the same rate as DF in 2019 of 4.375 cents , but only to the current rate of 4.583 , which was an increase of only about 4.75%. Over time that adds up. DF was preferred rate increase was double the % of DFN.