MousermanWhile l have always praised you and acknowledged your daily NAV evaluations of FTN , now l take exception. You intimated , l had no clue how Pref shares worked , for your info l have owned them on and off since the misd eighties , can you say the same. You stated that there is probably something hidden in the FTN prefs that entitled them to a raise or an adjustment, show me where that is and even you stated that not one of Quadravests other Split Shares have adjusted their dividends for the Prefs. So are you saying that FTN is somehow special and is a focus of a target campaign to affect the commons as you mentioned that in your take , there apprehension I. The market as to the effect the raise in Prefs will have on the commons. Second and l am sure that l am right , you know well the influence you have on this board as well as other Split fund share boards and l figure you paniced many to sell iat $5,75 or there abouts as they think your take is golden. They will have to buy back in at 8 percent or higher as you questioned Novembers dividend , now you question Decembersas well. Wrong once maybe twice maybe alot more. Yes CDN banks and US ones could drop again and then again maybe the trend is higher as they are grossly over sold but it seems you process that crystal ball who knows exactly where the banks are going . My take is a 70 per ent chance up over the short term and 100 percent over the next year ,not in share price but as the odds of a SP increase . You always say that it is just your opinion but you most certainly know that on the board members , you have a great influence. And l think you like that fact. Well while l will still thank you ,not that you ever acknowledged me or anyone else as an ivory tower sitter , l think your over the top panic calls are amiss. And l will not act on them , if others want to follow you and think the banks are garbage , so be it. One final thing , l have always acknowledged my mistakes , maybe you should join that club , Someday.