ExpierencedI get where you are coming from and yes you don't want to be looking for that last seat in musical chairs.But right now and right here , the coverage is excellent , the Dividend wonderful .On the last downturn some time ago l rode FTN down , collected the extra shares and then rode it back up .Others exited , and either didn't return or bought in higher instead of the Warren Buffet saying , Buy when there is blood in the Streets.I subscribe to that theory even though it's a hard slog when things look bleak. My thoughts are this ETF isn't based on tech or a commodity that can be superceded by some new invention or the collapse of copper gold oil or anything else , but is based on the banks and Lifecos , and with 60% CDN , upcoming interest rate cuts and the quality of our first class Banking system , l do not have any worries.I consider this a long-term hold as long as it works.Would l ever ride it down to $5,75 again , probably not but where is safety to be found today.The old widow and orphan utilities , that are presently down considerably more than most of the banks or Bitcoin , Bullion and tech that either produce little or no profits , pay small if any dividends and are far more volatile.Give me good quality Financials any day especially trading at a discount to NAV., Me thinks that scenario won't last long .Cheers