JackTo continue our discussion.You posted that in a 3 year time frame that the banks have outperformed FTN , that l don't argue with if you only consider Share price , but it seems you conveniently forgot to include a dividend that was 4 times and more higher than the Big Six and 7 or more times higher than our American counterparts.Factor in those divs reinvested and see what you come up with. If you are sonegative on FTN and then the sector it is strange if you own shares and if you do why.If you want to stimulate a discussion great , If you like History then think back to Engine Charley Wilson who stated that's what's good for GM is good for America. Or GE been removed from the index. That's history and at least right now so is COVID , a factor in the div suspensions you seem to have forgot.Judt Saying Jack and cheers.