RE: Dog quarter?As they say, banks are where the money is at. RY missed the estimate of 1.19 by 3 cents a share. A factor was CDN dollar strength agains the USD. That has since stabilized with the CDN down from 1.31 to 1.37 to the USD. If they get their act together in US then RY could shine. The question is when and IF. Otherwise, expect us to be range bound with a bias to the downside.