RE:RE:Best strategy for retail investors currently stuck here True to that. Keep emotion out of all of it. Hold on to your stocks. My rule is never invest with money you dont need. It goes up or down, doesnt effect paying the bills and day to day things. When it comes to penny stocks i only use 10 percent for those kind of stocks. Many of them fold but if you hit the right one its a fortune. That takes time usually. Netflix amazon they all took time. Weather out the storm.