RE:October Yes, an honest analysis without the emotion involved. We are quite clear at this stage the SaaS is in a maturing process from onboarding to receiving payments. In other words the business model is continuously under challenges for different clients and in different countries. With the current staff resources in the company to resolve both old and new challenges can take a long time. By thr end of October the main focus is if we will see the progress booked for the whole fiscal year is here to stay and no write offs. This is as far as auditors can do while pending on CEO's forward looking advices as usual.