RE What explains this drop?Market conditions and fears after Covid crisis declared was the biggest hit.
Then the uncertaintys and fears generatetd when very low interest rates were suddenly reversed, the list goes on.
Politics plays a huge role in the price of bank stocks and other financials.
If you want something to base the price of this vehicle's price on, just do a rough average of the unit prices for as long as the charts go back, which is 20 years on this site.
Presently, were are very close to the overall "average" price of the units for the past 20 years.
That's good news for the buy and hold folks, which a lot of people feel more comfortable doing.
There are other ways to play this vehicle than "buy and hold"
Care needs to be taken though, with the help of due diligence on the individual investor's part.
Expecting "someone else" to do the due diligence for you is not a great way to invest. IMHO
GLTA the good folks here.